There is a very easy way to return from a casino with a small fortune: go there with a large one. — Jack Yelton

Gambling works for just about every game world. In our world, gambling was so popular in the renaissance that kings and popes banned playing cards. There’s something iconic about Han and Lando playing sabbac for the Millenium Falcon, Croaker’s admonishing the Black Company watchmen for gambling, Mat Cauthon’s constant dicing and fickle fortune as he leads the Band of the Red Hand, Claude Rains announcing “I am shocked, shocked to find that gambling is going on here”, poker games on the Enterprise, and Skeeve winning Markie in a game of Dragon Poker.

Gambling can lead to fascinating subplots, but can be tricky to handle at the table. There are a number of approaches, from quick and abstracted, to breaking out the actual game and playing it in the middle of the roleplaying game– and between these extremes are several more options. We’ll look below at gambling and discuss how to pick from the many possible approaches.

Is Gambling Important to Anyone?

A character with the gambling skill is the player casting a vote for gambling to be a part of the game and the world. If someone makes it an important part of their character, be sure to treat it like any other character flag and make it matter in your game. It doesn’t have to crop up in every session, but the more the player sacrifices to make gambling important to their character, the more effort you should spend working it into your plots.

That doesn’t mean the character always has to win, or that the whole game becomes about tracking dozens of bets and incrementally increasing the character’s wealth– but if you’re looking for a flaw for the night watchman to have, gambling will serve you well. If the villain needs some quick cash to equip her army of mooks, she might turn up at the gambling tables. Or she might fix a horse race and give the PCs an entirely new avenue of investigation– and new evidence to add to her list of crimes.

Quick Abstracted Gambling

Much of the time, gambling isn’t going to be the focus of a session. It can make a great scene to drop into at the start of a story– characters picking up their friend in the middle of a game, while he protests, “just one more hand”. Sometimes the gambling is incidental; an amateur whiles away a few hours on a stakeout, playing craps as a cover. Or Bond’s gambling in most of the movies– it’s interesting flavor, but we don’t care much whether he wins or loses– it’s just an interesting setup.

For quick games or off-screen gambling, a quick roll using the standard rules of your game is the best way to handle it. Make a quick roll against a Mediocre difficulty, or have the opponents make an opposed Profession(Gambling) check. If the PC loses, the loss wipes out his winning prior to joining the scene– if victorious, the character goes home with some walking around money. This is a great point for the other gamblers to protest the PC leaving– the big guy in the corner can snarl that “you gotta give me a chance to win it back,” or any other bits of flavor that make sense. If the PC was playing a game of pure chance, toss a pair of d6 to measure the net losses (in dollars, silver pieces, or whatever currency makes sense)– and pay the PC the sum if doubles come up.

Long Abstracted Gambling

Often the gambler PC will want to purposefully game; to meet new contacts, raise some cash, or just feed the addiction. There are three major questions you should consider– either ask the player explicitly, or explain clearly (via scene setup or OOC) so you and the player both understand. The three questions are:

  • How long will this scene run?
  • Is this a normal or high stakes game? (How much are you risking?)
  • Are you cheating?

Unless the other characters are also gambling, or the other players are interested in the scene, you’ll usually want to keep gambling scenes short. Even in movies with a lot of gambling, you don’t watch hand after hand– instead you get a couple of quick shots of the character and their stack of coins, of characters dropping out of the game, several tension building shots of the room and atmosphere, and the final “for everything” hand. You’ll usually want to do the same; if your system uses extended challenges or a skill challenge mechanic, narrate what’s going on with the other players, how the NPCs are whittled down on PC successes, how the PC comes close to busting out when he misses a roll, and narrating the flow of the game and stack sizes rather than any exact numbers. Eventually it all culminates in the final hand…

If the PC is playing for normal stakes, you don’t need to lavish a lot of attention of the intermediate opponents. You can explain how they rise and fall as simple inverses of the PC’s success– if the NPCs are doing well, most of them stay alive and a few grow wealthier, while incremental successes on the PC’s part whittle down the opposition and the PC’s stack of coins grows. If the game is high stakes, each bad roll along the way should leave the PC on the ropes, scraping deeper and deeper just to stay in. Each victory, on the other hand, is a chance for someone to bust out… and leave strange bets on the table. Wedding bands, minor magic items, treasure maps, deeds to distant mansions, bottles of drugs, a contract for someone’s soul, or other plot hooks make for great high stakes winnings. If the PC loses a high stakes game, how he’s treated depends on if he has the wealth on hand… and high stakes means they usually won’t. So the PC will need to pay out similarly interesting stakes to make it work out, or acquire a new debt and some mobster friends who visit frequently for “interest” payments, or otherwise get in deep trouble.

Cheating is a significant choice and deserves focus. In most cases, I would allow the character to make an opposed “spot” versus “sleight of hand” check; if the PC succeeds, they can replace their last roll with a new one. Failure, though, should lead to an immediate break from the game– blades or pistols drawn, insults and name blackening are sure to follow. Even on success, further attempts at cheating should have an increased difficulty. But getting out of high stakes failure is hugely tempting, particularly if the Seals of Solinde are on the table…

Break out the dice/cards

Sometimes, it just feels right to break out the cards and play a hand of poker in character. A quick spin or two of roulette can really contribute to the feel of a Monte Carlo scene.

It’s a tricky line; the game can be interesting and help everyone feel the scene from the character’s viewpoint and become a focus for roleplaying; or it become a significant distraction, a whole separate focus that gets people thinking in the mode of the interlude game. If you’re going to play more than a hand or two, you should look for the following warning signs before committing:

  • How many characters are involved in the scene?
  • How many players enjoy the game?
  • Do the characters with the highest skills have highly skilled players?

Like most subplots, if you have only a character or two involved and everyone else is just watching, you should reconsider spending a long time on the scene. For a quick gambling game, you can get around this if the players enjoy the game– they can play the dealer and random NPC competitors. Still, it will be a large break in the game for them, since they’ll be setting aside their characters the whole time.

If most of the players don’t like the other game, it’s a bit unfair to “bait and switch” them into playing it– they showed up for roleplaying, not blackjack. Most of us are used to making small sacrifices to keep the fun circulating around the room, but be very wary about spending a long time or hanging much on the game if it’s not universally loved in your group.

One of the hardest things to deal with can be players whose characters have vastly different skills. If the PC is brilliant at a gambling game, but the player can barely play, or the opposite– a skilled player with a dim or unskilled character– you’ll probably have some adjustments to make. You might want to consider allowing skill checks or other game mechanic abilities to affect the game; a sleight of hand check lets the character pick from a few extra cards, or a good intimidate check could rattle the NPC and back her off of her killer bet.

Gambling in Your Games

Have you used gambling in your games? Ever played a scoundrel with weighted dice or custom holocards? Let us know how you’ve worked gambling into your games– and if it integrated seamlessly, or if there are cautions we should learn from.